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"no Win...no Pay...no Risk" Lawsuit Loans Bridge Financial Gap
By Kari E. Gray, Fri Dec 9th

"No one pays much attention to how a person who has been injuredis going to live while waiting for a case to go to trial. Thelegal system tends to put people who cannot afford to wait fortheir money at a disadvantage." - Boston Bar Association EthicsCommittee Chairman, Gerry Cohen

With these words millions of U.S. consumers every year find out1st hand the truthfulness of Mr. Cohen's assessment of the legaland the insurance system. "It's a painful experience one I hopeI never have to endure again" describes litigant Kari Spearsregarding her dealing with the insurance company liable when shehad an auto accident in 1997. The "extreme financial hardship &pressure we endured can be described as a nightmare for mychildren and I as we lived a total life change in one evening."

Many litigants describe their experience as "being left out todry by the insurance industry" and one of being "no one careshow much suffering we really experience." The costs injuredplaintiffs sustain are far more than the actual pain andsuffering, as Spears states, "injuries affect everythingincluding your standard of living, you just can't maintain thesame earnings after an accident vs. prior to one. Then throw infuture credit and borrowing and you begin to know the real longterm side effects no one takes into consideration."


Is there a solution? 1st Choice Funding says so as it has takenthe "bull by the horns" by offering litigants nationwide theopportunity to have cash in hand now, when plaintiffs need itmost vs. when settlement finally occurs. The program is called"No Win...No Pay... No Risk" Lawsuit Loans, and this innovativeprogram puts litigants in the position to receive cash prior tosettlement with no credit, no employment, no monthly payments,no collateral, and no risk for repayment

if a case is notsuccessfully litigated.

"No Win...No Pay... No Risk" Lawsuit are unheard of fromtraditional banking approaches to lending money conventionallenders agree. "1st Choice Funding's Lawsuit aren't reallyloans at all and that's why conventional approaches aren't howwe make determinations for funding" said company presidentTimothy S. Gray, "lawsuit are what consumers call them butin reality what they are advances made on future settlement, andthat's something conventional lenders just don't understand."

"No Win...No Pay...No Risk" Lawsuit are an answer to manyprayers as litigants who have seized the opportunity are nolonger forced into early settlement due to financial hardship. Alawsuit loan can mean the difference in thousands of extradollars at the time of settlement for litigant and theirattorney because time is money, and money staves off theinsurance companies stall tactics.

Make no mistake delayed settlements are no coincidence; theinsurance industry has capitalized on the added profits obtainedfrom the interest earned time generates as well as whatsettlement for pennies on the dollar does for their bottom linewhen litigants are forced into financial hardship.

To find out more about this innovative service, log onto thecompany website at http://1stchoicefunding.com and see foryourself what innovation at work can do in providing millionswith a long past due financial remedy.


About the author: Kari E. Gray is a 20 year veteran senior financial consultantfor 1st Choice Funding. During her career Ms. Gray has generatedtens of millions in funding and for clients, whilesimultaneously saving tens of millions in operations for otherclients. As the senior advisor to the firm Ms. Gray hasspearheaded innovative financial solutions for clients whoinclude business, industry, plaintiffs and attorneys looking forfinancial solutions.

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