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Secured Loans – Everything You Need To Know
SECURED – EVERYTHING YOU NEED TO KNOW24Hourfinance.co.uk is a leading financial portal enabling UK consumers to find and compare loans, credit cards, mortgages, bank accounts and cheap insurance quotes. Consumers can apply for finance 24-Hours a day with popular lenders such as Halifax, Lloyds TSB, Dial4aloan and unfamiliar lenders you won't find on the High Street.FACTS ABOUT SECURED LOANS• Secured are available to UK homeowners aged 18 to 65 years old.• Secured range from £1000 to £1 million.• Secured can be repaid over 3 to 30 years.• Secured are a solution if you've been declined an unsecured loan.• Secured can be used for short-term cashflow problems, consolidating debts, home improvements, cosmetic surgery, new car or motorbike, holidays and lots more purposes.• Secured can be used for almost any purpose; the most popular reason being debt consolidation in the UK.• Secured take 2 to 4 weeks to arrange.• Secured can be arranged by applying on the internet or telephone.• Secured are available to people with adverse credit history.• Secured are available to self-employed people with no proof of income. Other wise known as self-certification loans.• Secured are available to homeowners with no equity.• Secured enable you to release equity in your property.• Secured can be

obtained via major high street banks or loan brokers. Loan brokers search for loan deals from niche lenders on your behalf, in exchange for a "broker's fee" payable on completion. The broker's fee is usually paid by the lending bank or customer.• Secured loan interest rates can vary from 6.9% APR to 30% plus dependent on your credit history.

It's a good idea to compare rates from different lenders before applying.• Secured loan repayments can be insured, protected against unemployment, sickness, accidents and death.IMPORTANT FACTSYOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. It's very important that you can afford your loan repayments.It is estimated that, in 2005, over £8.8 billion of secured will be used for debt consolidation purposes. http:// currently lists a number of FSA regulated secured loan brokers and lenders. USEFULL LINKS - SECURED IN UKhttp:///secured-loans.htm.