The truth about how agents get paid and why insurance
companies
don't want you to know.
The one annuity you MUST own.
Getting Out of the Annuity You Are In Without Tax Consequences.
What Your Agent Never Told You About the Return Policy
'Medicaid friendly' annuities. You were told that
your annuity is medicaid
friendly... don't fall for the hype... I'll explain what's really going
on.
The one annuity you should almost NEVER own--
unless you are a dying
gambler!
Everything that you need to know about annuities.
Knowing
and
understanding this will save you thousands and thousands of dollars
before you ever sit down and talk with an annuities agent.
Why a 'minimum guarantee' can do more harm than good.
How your annuity is being double taxed and what you can do about it.
How to use minimum guarantees to your advantage
and why not
understanding this can hurt you.
Exactly what you need to know about the 'index
annuity' and what
your agent isn't telling you.
When an annuity becomes your worst nightmare-- don't let this happen to you.
The difference between a fixed and variable annuity
and the pros and cons
of each.
'Minimum Guarantees'... these can work for or
against you. You'll
learn
exactly what to look for.
Here are the 'right' questions to ask your agent
so that you get exactly
what you need.
The way to get an insurance company to send you
a check every month--
it's not what you think!
Why you may be losing up to 40% of your return
purchasing a mutual fund
through an annuity and why mutual funds outside of a variable annuity
will
just about always outperform the same mutual fund in a variable annuity.
Failing to understand this is like throwing your hard earned money
out the window.
Have you heard of a 'living benefit'? This
is when an insurance company promises
you that they will give you a certain percentage if the market declines.
I'll reveal the one thing that they FAIL TO TELL YOU and why it could
take
you 20 years to get your money from the day you're ready to pull your
investment out.
How to realize gains without paying taxes.
The benefit that pays your beneficiaries 20%-40%
on top of the gains
you make at the time of your death. Now
this one can be a good thing
or a bad thing. I
warn you to watch out for the cost of this feature and why you may
be paying for something that you'll never use.
One way to leave your beneficiaries more money
than what your account has in it.
This alone can change the lives of your loved ones after your passing--
this one tip alone will amaze you.
The one ONLY way to mitigate surrender charges-- you'd better understand this one!
Many agents sell annuities by saying that you
won't have surrender charges,
but I tell you the truth and what to ask to avoid being burned.
How to avoid the tax time bomb. A
perfectly legal way to save tens of thousands
of dollars by not paying income tax on your annuity gains.
The two things that your annuity better have--
this little gem can be a gold mine
for seniors.
And That's Just The Beginning. There's much more:
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